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Monday, August 30, 2010
How Hurricane Katrina Helped Save the Saints - New York Times (blog)
http://www.megamax-energy.com/vitaminh.html
Saturday, August 28, 2010
More amenities sought for Downtown Crossing area - Boston Business Journal:
http://www.scuba-instructors.com/news/009_training.html
The move comes amid more people makinb downtown Bostontheir home, as residentialo projects that include 45 Province St., Park Essexs in Chinatown and several Financial District condio deals are being developed. Accordingb to the association survey, which has yet to be residents and shoppers wantmore amenities, such as a grocert store and casual family They don't want dirt and they don'gt want sidewalks in disrepair. The in conjunction with the city, has plans to clean up the while national and local retailers viefor leases.
Last Mayor Thomas Menino introduced an Economid Impact Initiative that has include two majorcleanups (a $50,000 annualk effort), educating merchants on "signage codes" (sandwich boards and plastic banners are and the Boston Art Windows Project, whicj features artists' works in vacant windows. The 40-plus pushcart vendors soon may need to conforkm to uniform umbrellasand signs. Downtown Crossing, the area where Washingto and Boylstonstreets intersect, to Tremont Street, over to Coury Street and abutting the Financial Districf (the lines are blurred between the two areas), comprisesa about 1.65 million square feet of retaik space.
Of that, 118,000 square feet or nearluy 7 percentis vacant. One person spends, on average, $119 per 43 percent above the nationalo average. More than 25,000 people pass througjh daily basis. Brighton-based quick-service restauran is sharing 500Washington St. with Colorado-basesd Quizno's Subs. Bay Statre retailers such as Staples and waited for the right locales to maketheifr moves. While there are no plans for a groceryu store or an AnneTaylor (a store mentioned in the survey), Maryland-based Mattress Discounterx is moving into the former HMV Records space on Winte r Street and Canton-based Casual Male Big and Tall planws to open at 419 Washingtoh St.
Chicago's jewelry retailer Ultra Diamonds is slated to go into the formeerGlobe Bookstore. David Marks, ownert of Boston's longtime cutlery retailer Stoddard's, has one store in Copleuy Place and another in the Mall at Chestnut Hill, but wants to return to Downtown Crossing, where the company was founded in 1800. Markas sold 50 Temple Place, the store's home since the for $1.5 million last "Downtown Boston offers a kind of energy and realith that is very important to us asa retailer," said "It's an urban part of the world that has not been
The move comes amid more people makinb downtown Bostontheir home, as residentialo projects that include 45 Province St., Park Essexs in Chinatown and several Financial District condio deals are being developed. Accordingb to the association survey, which has yet to be residents and shoppers wantmore amenities, such as a grocert store and casual family They don't want dirt and they don'gt want sidewalks in disrepair. The in conjunction with the city, has plans to clean up the while national and local retailers viefor leases.
Last Mayor Thomas Menino introduced an Economid Impact Initiative that has include two majorcleanups (a $50,000 annualk effort), educating merchants on "signage codes" (sandwich boards and plastic banners are and the Boston Art Windows Project, whicj features artists' works in vacant windows. The 40-plus pushcart vendors soon may need to conforkm to uniform umbrellasand signs. Downtown Crossing, the area where Washingto and Boylstonstreets intersect, to Tremont Street, over to Coury Street and abutting the Financial Districf (the lines are blurred between the two areas), comprisesa about 1.65 million square feet of retaik space.
Of that, 118,000 square feet or nearluy 7 percentis vacant. One person spends, on average, $119 per 43 percent above the nationalo average. More than 25,000 people pass througjh daily basis. Brighton-based quick-service restauran is sharing 500Washington St. with Colorado-basesd Quizno's Subs. Bay Statre retailers such as Staples and waited for the right locales to maketheifr moves. While there are no plans for a groceryu store or an AnneTaylor (a store mentioned in the survey), Maryland-based Mattress Discounterx is moving into the former HMV Records space on Winte r Street and Canton-based Casual Male Big and Tall planws to open at 419 Washingtoh St.
Chicago's jewelry retailer Ultra Diamonds is slated to go into the formeerGlobe Bookstore. David Marks, ownert of Boston's longtime cutlery retailer Stoddard's, has one store in Copleuy Place and another in the Mall at Chestnut Hill, but wants to return to Downtown Crossing, where the company was founded in 1800. Markas sold 50 Temple Place, the store's home since the for $1.5 million last "Downtown Boston offers a kind of energy and realith that is very important to us asa retailer," said "It's an urban part of the world that has not been
Thursday, August 26, 2010
New Resource Bank gets cease-and-desist order from regulators - San Antonio Business Journal:
http://sonnik-ua.net/f/sl.php?nb=957143474
The $166 million San Franciscoi bank gota cease-and-desist order from the and the Californi Department of Financial Institutions on May 29. The bank was ordereed to pay particular attention to its lending policese relating to construction loans as well as loans made to bank The bank said the order was basef onthe bank’s conditionh on Sept. 30, and that it has already made some progresx on meeting theregulators demands.
“New Resource Bank currently has high levela of capitaland liquidity,” Vincen Siciliano, president and CEO, said in a “Like many financial institutions, we are facinb a challenging economic climate that resulted in under-performin loans in the real estate construction and development sector. “We are working with borrower to reduceour problem-loan exposure and have made significanf progress,” Siciliano said. The bank raised almost $15 million in a stock offering last As ofMarch 31, the bank said its risk-basef capital ratio was 18.97 percent -- almost double the 10 percentf benchmark of a bank consideree well capitalized.
In addition to bringiny on Sicilianoas CEO, the bank also hirecd Bill Peterson as chierf credit officer and Charmaine Detweiler as chief financial officer. The bank’ss board also recently elected Mark Finseras chairman. He has 25 yearsa of experience in social NewResource Bank, now serving 2,000 opened in October 2006 to promoter green businesses and practices.
The $166 million San Franciscoi bank gota cease-and-desist order from the and the Californi Department of Financial Institutions on May 29. The bank was ordereed to pay particular attention to its lending policese relating to construction loans as well as loans made to bank The bank said the order was basef onthe bank’s conditionh on Sept. 30, and that it has already made some progresx on meeting theregulators demands.
“New Resource Bank currently has high levela of capitaland liquidity,” Vincen Siciliano, president and CEO, said in a “Like many financial institutions, we are facinb a challenging economic climate that resulted in under-performin loans in the real estate construction and development sector. “We are working with borrower to reduceour problem-loan exposure and have made significanf progress,” Siciliano said. The bank raised almost $15 million in a stock offering last As ofMarch 31, the bank said its risk-basef capital ratio was 18.97 percent -- almost double the 10 percentf benchmark of a bank consideree well capitalized.
In addition to bringiny on Sicilianoas CEO, the bank also hirecd Bill Peterson as chierf credit officer and Charmaine Detweiler as chief financial officer. The bank’ss board also recently elected Mark Finseras chairman. He has 25 yearsa of experience in social NewResource Bank, now serving 2,000 opened in October 2006 to promoter green businesses and practices.
Tuesday, August 24, 2010
Enjoy a 'Suite' Summer Special With 35% Off the Expansive and Fashionable New Suites at Maui's Honua Kai Resort & Spa
http://campaignfinancesite.org/giving/soft2.html
The opening year suite ratesz startat $260 per night for the Ohana Resort View categoryh (an expansive 580 to 620-square-foot floor plan plus lanai) and are 35 percenr off published rack rates in all other categories, baseed upon double occupancy. Honua Kai Resort Spa's generous-sized alternative accommodations are perfecrt for friends or families to Guests may want to linger for awhile longer as they enjog the amenities and servicees unmatched by othervacation resorts: About Honuaq Kai Resort & Spa ( Nested on 38 oceanfron t acres of Kaanapali's pristine North the contemporary Hawaiian resort is designed as two U-shapedd buildings with ocean and mountaibn views, lush landscaping and expansive open spaces.
This openness is mirrorexd in each ofthe 628-gues suites (one-, two-, and three-bedroom) with fullh equipped kitchens, spacious and homelike floorr plans, and luxury resort services. An imaginative aqua networkk of pools, hot tubs, natural pond waterslide, waterfalls and fountains allows for privacyand play. Januaryu 2009 - Hokulani building open (318 guestf suites, lobby cafe, pool, fitness center) Spring 2010 - Kone a building opens (310 guest suites, two spa) For reservations and information, please contact a travel professional, or call the Resortr directly at 1-888-718-5789 from 7 a.m. to 6 p.m.
Hawaiij Time, or visit
The opening year suite ratesz startat $260 per night for the Ohana Resort View categoryh (an expansive 580 to 620-square-foot floor plan plus lanai) and are 35 percenr off published rack rates in all other categories, baseed upon double occupancy. Honua Kai Resort Spa's generous-sized alternative accommodations are perfecrt for friends or families to Guests may want to linger for awhile longer as they enjog the amenities and servicees unmatched by othervacation resorts: About Honuaq Kai Resort & Spa ( Nested on 38 oceanfron t acres of Kaanapali's pristine North the contemporary Hawaiian resort is designed as two U-shapedd buildings with ocean and mountaibn views, lush landscaping and expansive open spaces.
This openness is mirrorexd in each ofthe 628-gues suites (one-, two-, and three-bedroom) with fullh equipped kitchens, spacious and homelike floorr plans, and luxury resort services. An imaginative aqua networkk of pools, hot tubs, natural pond waterslide, waterfalls and fountains allows for privacyand play. Januaryu 2009 - Hokulani building open (318 guestf suites, lobby cafe, pool, fitness center) Spring 2010 - Kone a building opens (310 guest suites, two spa) For reservations and information, please contact a travel professional, or call the Resortr directly at 1-888-718-5789 from 7 a.m. to 6 p.m.
Hawaiij Time, or visit
Sunday, August 22, 2010
Bill gives small companies more say on federal rules - San Francisco Business Times:
nazariomuibepu1687.blogspot.com
The chances of passage by the full House, are slim due to opposition by consumer groups andenvironmental organizations. The Small Businese Regulatory ImprovementAct (H.R. 4458) would require agencies to consider the indirect impacts of new regulationsa onsmall businesses. Agencies now only have to consider direcrteconomic impacts. "That analysisx can overlook obvious side effects and fail to provider decision makers with a full understandiny ofa rule's likely impact on smalk entities," said Tom Sullivan, who headss the Small Business Administration's Office of Advocacy.
Sullivan, whose job is to make sure small businesses are heard in theregulatory process, said the legislatiojn fixes this problem and other loopholes in a federak law that aims to reduce the regulatory burde n on small businesses. The bill, whicg was approved by the committee Dec. 13 on a 25-0 also requires agencies to submif annual reports to Congress on their reviewx of existing rules that affectrsmall businesses. It also wouldd require agencies to give the Office of Advocac advance notice of proposed rules that might have a significany impact onsmall businesses.
Agencies also would have to include responsesz to the Officeof Advocacy's commentws in their final analysis of a proposed rule's impact. Thesee steps already are requireds under an executive order issued by President but the legislation would force future administrationes to followthese rules. "The goal here is not to limiy regulations -- it is to create a regulatorh process that is balancedc and fair to small said Rep. Nydia D-N.Y., who chairs the committee. Sullivan and business organizations welcomed the but other groups contenrd the bill puts business interests aheax of thepublic interest.
A letter to the committee from the the Sierra Club and six otherf organizations called the Office ofAdvocacy "aw politically charged office which serves as a liaison betweemn the executive branch and industry lobbyists." Giving it more of a say in the regulatort process "would give smalol business an unfair advantage over others equally affectefd by the proposed the letter contended. Plus, the bill would make the definitionh of economic impact so broad that almost everty rule would have to undergl a small businessimpact analysis, the groupe alleged.
Demanding more reviews of existing rulesalso "could put long-standinh protections in jeopardy," the letter This is a particularly bad time to make thesew changes, according to the since the "public is increasingly concerned aboutr whether government is doing an adequate job in protectin g the public on food toys, drugs, environmental protection, workplace safety and Meanwhile, small businesses have until Dec. 31 to send the Office of Advocacy nominations for federal regulations that should be The office plans to submit the top 10 nominationss to the appropriatefederal agencies. "We are excited about the initial response," Sullivabn said.
The federal government also will start publishing plans for future regulatory actions onlinw in asearchable format. "This is another step in our effortsd to improve transparency and increasethe public'ds access to the rulemaking said Susan Dudley, administrator of the Officde of Information and Regulatory Affairs. The National Federation of Independent Business has hired a leadingt health care consulting firm to help it analyzr various health carereform options. The will studh the presidential candidates' health care proposals, meet with NFIB statd directors and hold discussion groupes around the country with NFIB memberes to get their opinions aboutgthe proposals.
Then it will conduct a broaderf survey of smallbusiness owners. NFIB President Todd Stottlemyef said health care costs have beenthe No. 1 problek for small businesses for the past 20 and the problem is onlygrowingf worse. Only half of NFIB members provide health insurancer totheir employees. Affordabilit y needs to be addressed in order to provide health coverag e tomore Americans, Stottlemyer said.
The chances of passage by the full House, are slim due to opposition by consumer groups andenvironmental organizations. The Small Businese Regulatory ImprovementAct (H.R. 4458) would require agencies to consider the indirect impacts of new regulationsa onsmall businesses. Agencies now only have to consider direcrteconomic impacts. "That analysisx can overlook obvious side effects and fail to provider decision makers with a full understandiny ofa rule's likely impact on smalk entities," said Tom Sullivan, who headss the Small Business Administration's Office of Advocacy.
Sullivan, whose job is to make sure small businesses are heard in theregulatory process, said the legislatiojn fixes this problem and other loopholes in a federak law that aims to reduce the regulatory burde n on small businesses. The bill, whicg was approved by the committee Dec. 13 on a 25-0 also requires agencies to submif annual reports to Congress on their reviewx of existing rules that affectrsmall businesses. It also wouldd require agencies to give the Office of Advocac advance notice of proposed rules that might have a significany impact onsmall businesses.
Agencies also would have to include responsesz to the Officeof Advocacy's commentws in their final analysis of a proposed rule's impact. Thesee steps already are requireds under an executive order issued by President but the legislation would force future administrationes to followthese rules. "The goal here is not to limiy regulations -- it is to create a regulatorh process that is balancedc and fair to small said Rep. Nydia D-N.Y., who chairs the committee. Sullivan and business organizations welcomed the but other groups contenrd the bill puts business interests aheax of thepublic interest.
A letter to the committee from the the Sierra Club and six otherf organizations called the Office ofAdvocacy "aw politically charged office which serves as a liaison betweemn the executive branch and industry lobbyists." Giving it more of a say in the regulatort process "would give smalol business an unfair advantage over others equally affectefd by the proposed the letter contended. Plus, the bill would make the definitionh of economic impact so broad that almost everty rule would have to undergl a small businessimpact analysis, the groupe alleged.
Demanding more reviews of existing rulesalso "could put long-standinh protections in jeopardy," the letter This is a particularly bad time to make thesew changes, according to the since the "public is increasingly concerned aboutr whether government is doing an adequate job in protectin g the public on food toys, drugs, environmental protection, workplace safety and Meanwhile, small businesses have until Dec. 31 to send the Office of Advocacy nominations for federal regulations that should be The office plans to submit the top 10 nominationss to the appropriatefederal agencies. "We are excited about the initial response," Sullivabn said.
The federal government also will start publishing plans for future regulatory actions onlinw in asearchable format. "This is another step in our effortsd to improve transparency and increasethe public'ds access to the rulemaking said Susan Dudley, administrator of the Officde of Information and Regulatory Affairs. The National Federation of Independent Business has hired a leadingt health care consulting firm to help it analyzr various health carereform options. The will studh the presidential candidates' health care proposals, meet with NFIB statd directors and hold discussion groupes around the country with NFIB memberes to get their opinions aboutgthe proposals.
Then it will conduct a broaderf survey of smallbusiness owners. NFIB President Todd Stottlemyef said health care costs have beenthe No. 1 problek for small businesses for the past 20 and the problem is onlygrowingf worse. Only half of NFIB members provide health insurancer totheir employees. Affordabilit y needs to be addressed in order to provide health coverag e tomore Americans, Stottlemyer said.
Gilead leader looks beyond HIV blockbusters - Puget Sound Business Journal (Seattle):
http://foodandfermentations.com/PortlandMaine.html
Milligan has helped build a strategy largely responsible for theFostetr City-based company posting a 67 percent revenue jump sincwe 2004, 11 consecutive quarters of profit and an enviablee pipeline of roughly a dozen potential drugs on top of 13 drug That track record and in-depth knowledgew of the company positions Milligan, the son of a former chiedf scientific officer, as the likely successor to CEO John Martin, 57, relinquished the president job to Milliganh as he became chairman last May. Milligabn will need that experience as Gilead approachesx a crucial point in its Gilead must prove it can efficiently integrate its $1.
2 billion “white acquisition last month — while using that company’s cardiovasculare products and R&D know-how to diversify its portfolio. At the same Gilead is developing a highlyanticipated four-in-one HIV treatmeny as it stares down potential HIV drug competitionb in the form of a jointf venture of and . That puts Milligaj front and centerof Gilead’s future. And Martin, for one, is “John is someone who takes a long-term and that attribute has and continues to be integrao toour success,” Martin said. For now, Gileaxd and Milligan are letting resultas speakfor them. Gilead reported a first-quarter profit of $586.6 million on record revenue of $1.
4 And while its stock fell 12.4 percengt from Sept. 2 to May 7, the Nasdawq Biotechnology Index — including notables like and swooned nearly 25 At the centeris Gilead’s HIV built around the antiviral drugs Viread, Truvada and the revolutionary once-a-day pill Atripla. The AIDS-fighting drugs were responsibls for 92 percentof Gilead’sz $5.1 billion in 2008 product revenue. One of the keys to that succeswwas Gilead’s 2003 acquisition of . It allowed Gileard to combine Vireadand Triangle’s once-a-da y drug Emtriva to create Truvada.
That led to a partnershil with Bristol-Myers Squibb to develop Atripla, a combination of Truvadas and BMS’s Sustiva that is seen as the gold standard for patiente receiving their firstHIV treatments. “They were the firsr ones to show someintercompany collaboration,” said Tim president and editor in chief of AIDSmeds.com, whichh tracks news about HIV medications. “That’s somethinfg that treatment advocates were interestedin seeing.” Milliganb was instrumental in the Triangle deal, CEO Martin said. “As someoned who has worked in many different parts of the he is able to look at our business frommultiplr angles,” Martin said.
“Johnm doesn’t make assumptions about what isor isn’t possible.” From the day Milligajn joined Gilead as a research scientist in his goal was to join management. “It’s a really complicated business and you need to learn all aspects ofdrug development,” Milligan said. “You have to developo depth and breadth to be successful in Milligan said. He went on to lead project blending science, planning and budgeting. That included Gilead’sw collaboration with Swiss drug maker on initially to combat bird flu but now drawing attentiobn as a swineflu treatment.
Milligan has helped build a strategy largely responsible for theFostetr City-based company posting a 67 percent revenue jump sincwe 2004, 11 consecutive quarters of profit and an enviablee pipeline of roughly a dozen potential drugs on top of 13 drug That track record and in-depth knowledgew of the company positions Milligan, the son of a former chiedf scientific officer, as the likely successor to CEO John Martin, 57, relinquished the president job to Milliganh as he became chairman last May. Milligabn will need that experience as Gilead approachesx a crucial point in its Gilead must prove it can efficiently integrate its $1.
2 billion “white acquisition last month — while using that company’s cardiovasculare products and R&D know-how to diversify its portfolio. At the same Gilead is developing a highlyanticipated four-in-one HIV treatmeny as it stares down potential HIV drug competitionb in the form of a jointf venture of and . That puts Milligaj front and centerof Gilead’s future. And Martin, for one, is “John is someone who takes a long-term and that attribute has and continues to be integrao toour success,” Martin said. For now, Gileaxd and Milligan are letting resultas speakfor them. Gilead reported a first-quarter profit of $586.6 million on record revenue of $1.
4 And while its stock fell 12.4 percengt from Sept. 2 to May 7, the Nasdawq Biotechnology Index — including notables like and swooned nearly 25 At the centeris Gilead’s HIV built around the antiviral drugs Viread, Truvada and the revolutionary once-a-day pill Atripla. The AIDS-fighting drugs were responsibls for 92 percentof Gilead’sz $5.1 billion in 2008 product revenue. One of the keys to that succeswwas Gilead’s 2003 acquisition of . It allowed Gileard to combine Vireadand Triangle’s once-a-da y drug Emtriva to create Truvada.
That led to a partnershil with Bristol-Myers Squibb to develop Atripla, a combination of Truvadas and BMS’s Sustiva that is seen as the gold standard for patiente receiving their firstHIV treatments. “They were the firsr ones to show someintercompany collaboration,” said Tim president and editor in chief of AIDSmeds.com, whichh tracks news about HIV medications. “That’s somethinfg that treatment advocates were interestedin seeing.” Milliganb was instrumental in the Triangle deal, CEO Martin said. “As someoned who has worked in many different parts of the he is able to look at our business frommultiplr angles,” Martin said.
“Johnm doesn’t make assumptions about what isor isn’t possible.” From the day Milligajn joined Gilead as a research scientist in his goal was to join management. “It’s a really complicated business and you need to learn all aspects ofdrug development,” Milligan said. “You have to developo depth and breadth to be successful in Milligan said. He went on to lead project blending science, planning and budgeting. That included Gilead’sw collaboration with Swiss drug maker on initially to combat bird flu but now drawing attentiobn as a swineflu treatment.
Cashing in on aging boomers - Puget Sound Business Journal (Seattle):
http://foodandfermentations.com/PortlandMaine.html
“People wanted nothing to do with the mature saidMaddy Dychtwald, senior vice president of the companhy in San Francisco. Now, the consumer products and servicesindustry can’t stop thinkinvg about the mature market, especiallhy since a baby boomer turns 50 everyh 8½ seconds. At 78 millio n people, boomers represent one-third of all adults in the United They control half ofthe nation’s wealtg and, at least before the were spending $2 trillion on consumer products and services a Boomers were expected to account for about 40 percenyt of spending by 2015, according to a report in 2007. So, retailere and marketers are eager to figure out how to reachthis generation.
Some in the consumetr products and services industry are getting it while many others still have much tolearhn — and lose, said experts who specialize in marketing to baby Marketing to this 19-year generation is proving tricky. Althougbh boomers are lumped together, they’re a diverse groupl with divergent life experiences given that they range in age from 44to 63. And like the rest of the they range from affluent tofinancialluy disadvantaged. The way to market to boomeres is by individual life stagesegments — such as empty-nestersz and grandparents — without mentioning age, consultants “They refuse to be callec seniors.
That is the worst thing you can do to this saidAlice Jacobs, a Roseville baby boomerf who advises companies on generational marketingf and teaches seminars and classes on the topic, includinhg through UC Davis Extension. Although generaliziny of boomers should bedone sparingly, older baby boomers refusre to grow up. They thin k old age starts arounde 75or 80, said Matt founder of , a marketing research and consulting firm in Boomers see themselves as vibrant and active. They like tryinyg new servicesand products, despit the myth that they are brand-loyal, spokesman Anthony Deluisd said. The association of people 50 and older no longefuses “retired” in its name.
Boomers like print advertising becaus they want lotsof information. Boomers also pay attentionb tonew media, and will click on eye-catching Internetf ads. This generation also likes products, services and shoppingg experiences that make them feel special and consultants said. They don’t want to merelyg eat or buy things. They want to they want experiences. This is especiallyt true since therecession started. Many boomers who are 60 had expectedf to retire over the nextfive years. Now, they will likely work an extra three to five years becausde oftheir hard-hit investments and pensions, Dychtwald said. The good news is they won’yt be on a fixed income and willstill spend.
But thei free time will be more More boomers will be working and raisinbg children or grandchildren while also dealint with their own sick Asa result, “experience over thingsx become valued,” Dychtwald said. “There is a real shif going on right now on what peopleeare valuing.” Boomers in particular want to be responsiblw consumers. “It’s not about buying stuff to have Thornhill said. Lifestyle centers — whic h combine upscale storeswith restaurants, entertainment and comfortable places to linger — provide the experiences that boomers want.
Localk examples are Sacramento’s Pavilions center and The Fountains in The Fountainswas designed, and filled with tenantas and marketed all with boomers in mind, property manager Gloria Wrightt said. For its concert series, The Fountainds includes music that appeals to Water features and a train ride are meantt to appealto boomers, including older boomerds who are “so into their grandchildren,” Wright said. Boomer-appealing apparel retailers include Draper’s & Damon’s, and Malls have focused on boomers by clustering stored that targetthe demographic.
They’ve addexd leather chairs and couches in thecommobn areas, and indoor children’s “All making you feel special,” Jacobs As for adding experience, Raley’s supermarkets offer wine tastint and kitchen products retailer Sur La Table providesw cooking classes. Nordstrom offers boomers the attentiojn they crave with free persona shoppers who will do the chor e ontheir behalf, whilwe customer service representatives will book theater ticketsa or make dinner reservations for them.
But some aspect of boomer-oriented service are lacking at many People age 50 and older requirre twice as much light as a 25year old, Jacobes said, so restaurants dimming their lights to create mood just aren’t workiny for boomers. Restaurants need to add table lightz so their customers can readthe Jacobs’ own solution? “I carry a flash-light.” Noish restaurants also aren’t addressing the decline in heariny suffered by some boomers.
Restaurants should provide more spacre between tablesand noise-absorption products, Jacobs Many marketers of beauty care and wellnese products are getting it right when it comes to Dove, a brand best known for its soap, features boomersa in ads and says beauty has no age The company incorporates a cause-marketing programj to build self-esteem and promote a widedr definition of beauty. Supermarkets and drug stores tried rollinbout in-store health but mixed results have led some independeng clinic operators to scale back their Retailers also are adapting existing products or offering new products or packaging that targets boomers.
Discounter Targetr has color-coded prescription bottlezs with largetype face. Cobrs has a global positioning syste m with oversized icons and text and back lighting toenhancde visibility. Tropicana has an orang juice fortifiedwith omega-3, thoughtg to help heart health and other conditions. Nivea introduce d an anti-cellulite cream, while beauty retailer Sephora offerwsnumerous anti-aging beauty products. Makers of yogurtg and all sorts of products areaddingv fiber. Some products and servicexs are created for themature user, but have wide Thornhill said.
As boomers get they’ll continue to defy aging with health club memberships and spas offeringg massage andother services, consultants said. “We think boomersd will spend money on maintaining vitality untiol they take their last Thornhill said. Boomers are redefining age, and the consumer productsa industry hastaken notice. “Everybody is watching Jacobs said.
“People wanted nothing to do with the mature saidMaddy Dychtwald, senior vice president of the companhy in San Francisco. Now, the consumer products and servicesindustry can’t stop thinkinvg about the mature market, especiallhy since a baby boomer turns 50 everyh 8½ seconds. At 78 millio n people, boomers represent one-third of all adults in the United They control half ofthe nation’s wealtg and, at least before the were spending $2 trillion on consumer products and services a Boomers were expected to account for about 40 percenyt of spending by 2015, according to a report in 2007. So, retailere and marketers are eager to figure out how to reachthis generation.
Some in the consumetr products and services industry are getting it while many others still have much tolearhn — and lose, said experts who specialize in marketing to baby Marketing to this 19-year generation is proving tricky. Althougbh boomers are lumped together, they’re a diverse groupl with divergent life experiences given that they range in age from 44to 63. And like the rest of the they range from affluent tofinancialluy disadvantaged. The way to market to boomeres is by individual life stagesegments — such as empty-nestersz and grandparents — without mentioning age, consultants “They refuse to be callec seniors.
That is the worst thing you can do to this saidAlice Jacobs, a Roseville baby boomerf who advises companies on generational marketingf and teaches seminars and classes on the topic, includinhg through UC Davis Extension. Although generaliziny of boomers should bedone sparingly, older baby boomers refusre to grow up. They thin k old age starts arounde 75or 80, said Matt founder of , a marketing research and consulting firm in Boomers see themselves as vibrant and active. They like tryinyg new servicesand products, despit the myth that they are brand-loyal, spokesman Anthony Deluisd said. The association of people 50 and older no longefuses “retired” in its name.
Boomers like print advertising becaus they want lotsof information. Boomers also pay attentionb tonew media, and will click on eye-catching Internetf ads. This generation also likes products, services and shoppingg experiences that make them feel special and consultants said. They don’t want to merelyg eat or buy things. They want to they want experiences. This is especiallyt true since therecession started. Many boomers who are 60 had expectedf to retire over the nextfive years. Now, they will likely work an extra three to five years becausde oftheir hard-hit investments and pensions, Dychtwald said. The good news is they won’yt be on a fixed income and willstill spend.
But thei free time will be more More boomers will be working and raisinbg children or grandchildren while also dealint with their own sick Asa result, “experience over thingsx become valued,” Dychtwald said. “There is a real shif going on right now on what peopleeare valuing.” Boomers in particular want to be responsiblw consumers. “It’s not about buying stuff to have Thornhill said. Lifestyle centers — whic h combine upscale storeswith restaurants, entertainment and comfortable places to linger — provide the experiences that boomers want.
Localk examples are Sacramento’s Pavilions center and The Fountains in The Fountainswas designed, and filled with tenantas and marketed all with boomers in mind, property manager Gloria Wrightt said. For its concert series, The Fountainds includes music that appeals to Water features and a train ride are meantt to appealto boomers, including older boomerds who are “so into their grandchildren,” Wright said. Boomer-appealing apparel retailers include Draper’s & Damon’s, and Malls have focused on boomers by clustering stored that targetthe demographic.
They’ve addexd leather chairs and couches in thecommobn areas, and indoor children’s “All making you feel special,” Jacobs As for adding experience, Raley’s supermarkets offer wine tastint and kitchen products retailer Sur La Table providesw cooking classes. Nordstrom offers boomers the attentiojn they crave with free persona shoppers who will do the chor e ontheir behalf, whilwe customer service representatives will book theater ticketsa or make dinner reservations for them.
But some aspect of boomer-oriented service are lacking at many People age 50 and older requirre twice as much light as a 25year old, Jacobes said, so restaurants dimming their lights to create mood just aren’t workiny for boomers. Restaurants need to add table lightz so their customers can readthe Jacobs’ own solution? “I carry a flash-light.” Noish restaurants also aren’t addressing the decline in heariny suffered by some boomers.
Restaurants should provide more spacre between tablesand noise-absorption products, Jacobs Many marketers of beauty care and wellnese products are getting it right when it comes to Dove, a brand best known for its soap, features boomersa in ads and says beauty has no age The company incorporates a cause-marketing programj to build self-esteem and promote a widedr definition of beauty. Supermarkets and drug stores tried rollinbout in-store health but mixed results have led some independeng clinic operators to scale back their Retailers also are adapting existing products or offering new products or packaging that targets boomers.
Discounter Targetr has color-coded prescription bottlezs with largetype face. Cobrs has a global positioning syste m with oversized icons and text and back lighting toenhancde visibility. Tropicana has an orang juice fortifiedwith omega-3, thoughtg to help heart health and other conditions. Nivea introduce d an anti-cellulite cream, while beauty retailer Sephora offerwsnumerous anti-aging beauty products. Makers of yogurtg and all sorts of products areaddingv fiber. Some products and servicexs are created for themature user, but have wide Thornhill said.
As boomers get they’ll continue to defy aging with health club memberships and spas offeringg massage andother services, consultants said. “We think boomersd will spend money on maintaining vitality untiol they take their last Thornhill said. Boomers are redefining age, and the consumer productsa industry hastaken notice. “Everybody is watching Jacobs said.
Friday, August 20, 2010
Week In Review: State Insurance Regulators Take Center Stage; New Polls ... - Kaiser Health News
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Idaho Reporter | Week In Review: State Insurance Regulators Take Center Stage; New Polls ... Kaiser Health News America's Health Insurance Plans President and CEO Karen Ignagni said that "the current proposal could have the unintended consequence of ... Health insurance companies can ask about child's history eHealth Signs Partnership With GradGuard for Health Insurance Option for ... Public Health & Education |
Wednesday, August 18, 2010
Health insurance company granted premium increase in Bay State - USInsurance Online.com
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TopNews United Kingdom (blog) | Health insurance company granted premium increase in Bay State USInsurance Online.com Massachusetts health insurance company Health New England has fin » |
Monday, August 16, 2010
Dodd: New health care law to provide CT with $1 million - Stamford Plus Magazine
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KEZI TV | Dodd: New health care law to provide CT with $1 million Stamford Plus Magazine รข€œThis critical funding will help protect Connecticut families against unjustifiable and unreasonable health insurance rate hikes and give the state of ... Fed funds boost state health insurance rate reviews Grants for Insurance Monitoring States Scrambling To Ensure They Comply With Health Reform Law |
Saturday, August 14, 2010
Insurance company double-bills customers - Central Florida News 13
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Insurance company double-bills customers Central Florida News 13 State Farm Insurance customers on automatic billing were charged twice this month and it affected more than 17000 of them. The computer glitch hit Aug. ... Thousands of State Farm and AAFES Customers Erroneously Billed |
Thursday, August 12, 2010
Battle in Seattle Over Insurance Company Profits - Huffington Post (blog)
Center For American Progress | Battle in Seattle Over Insurance Company Profits Huffington Post (blog) Already, WellPoint, the nation's largest private health insurance company by enrollment and operator of Blue Cross plans in 14 states, has reclassified $500 ... Insurance premiums rising? Blame a CEO Business Owner Eyes Possible 43% Insurance Rate Hike Executives at health insurance giants cash in as firms plan fee hikes |
http://ispdy.com/page/98/
Tuesday, August 10, 2010
American Home furniture store now open in Vestal - Press & Sun-Bulletin
American Home furniture store now open in Vestal Press & Sun-Bulletin VESTAL -- American Home has opened at the former Ethan » |
http://mp3.forgenc.net/229-Rihanna-Take_A_Bow.html
Sunday, August 8, 2010
Insurance Companies Find There Is Money to Be Made in Green Technology - New York Times
New York Times | Insurance Companies Find There Is Money to Be Made in Green Technology New York Times But Dr. Nikolaus von Bomhard, chief executive of Munich Re, says climate change should not just be an opportunity for insurance companies to sell more ... |
http://www.petersburg-bridges.com/hermitage/the-history-of-the-museum.html
Saturday, August 7, 2010
Medical Health Insurance Coverage for Uninsured and Unemployed with Pre ... - Learning and Finance (blog)
Medical Health Insurance Coverage for Uninsured and Unemployed with Pre ... Learning and Finance (blog) Medical health insurance coverage for those that are unemployed and uninsured and have a preexisting medical condition that prevents them from getting ... |
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Thursday, August 5, 2010
Ohio Median Auto Insurance Rate Now $560 per Household - MarketWatch (press release)
Daily Rosetta | Ohio Median Auto Insurance Rate Now $560 per Household MarketWatch (press release) According to InsWeb's car insurance affordability index, Ohio is the 14th most affordable state in which to insure a vehicle. ... Insurance for Young Drivers Costs More |
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Tuesday, August 3, 2010
MetLife Prices Public Offering of Common Stock - MarketWatch (press release)
WHTC | MetLife Prices Public Offering of Common Stock MarketWatch (press release) These factors include: (1) any delay or failure to complete the acquisition of American Life Insurance Company ("ALICO"), a subsidiary of ALICO Holdings LLC ... HAFIZ v. METROPOLITAN LIFE INSURANCE COMPANY MetLife Prices Public Offering Of Common Stock MetLife Sets Stock and Debt Sale for Alico Deal |
livejournal.com
Sunday, August 1, 2010
Brookfield shuffles real estate holding - Globe and Mail
Globe and Mail | Brookfield shuffles real estate holding Globe and Mail ... office property company and eliminate the discount on its stock price they he attributed to investors undervaluing its North American home properties. ... Brookfield Properties' 2Q results rise 63 percent Brookfield Properties to be pure-play office firm Brookfield to Exit Housing, Pursues Pure Office Play |
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